Loans Despite a CCJ: Why Specialist Lending Still Requires Careful ComparisonTraditional lenders may apply criteria that make borrowing more difficult for applicants with adverse credit history. Specialist lenders can sometimes take a broader view, but that does not mean eve

How to Compare Finance When Combining Several Existing DebtsThe attraction of replacing several debts with one agreement is easy to understand. Fewer payments can simplify budgeting and may reduce the amount leaving the household each month. But the structure of the new borr

Personal Loans and Bad Credit: What Borrowers Should UnderstandPersonal borrowing can help fund a major one-off expense, but past credit difficulties can influence which products and interest rates are available. Borrowers should therefore understand both the structure of th

How to Approach Homeowner Finance Without Overstretching Your BudgetAccess to credit can provide useful flexibility when a large expense cannot conveniently be covered from savings. For homeowners, the range of potential products can be wider because some lenders are prepare

Understanding Your Borrowing Options With a Poor Credit HistoryPast financial problems can make applying for finance more complicated, but an imperfect credit history does not automatically close every borrowing option. Missed payments, defaults or other difficulties may inf